Your Local Mortgage Experts

At WCM we work together as a family to take care of your family! 

Your Mortgage Partner, Creating Lifelong Connections.

Loans Funded

20,000+

Average Loan

10 Day Fundings

Certified Reviews

5 Stars on Zillow

Welcome To Western Capital Mortgage

 

Why Choose Us?

Need reliable guidance on mortgage rates or home loan eligibility? Our experienced mortgage team is here to support you at every step, ensuring you have the knowledge and confidence to make informed decisions.


Our Services

As a trusted broker working with over 100 lending partners, we tailor mortgage solutions to fit your unique needs, including: FHA Loans, VA Loans, Conventional Loans, Reverse Mortgages, Adjustable-Rate Mortgages (ARMs), Interest-Only Programs, Financing for Primary Residences and Investment Properties.

Whether your term is 10, 15, or 30 years, our dedicated professionals will guide you—whether you’re a first-time buyer or looking to refinance—for a seamless experience.


Mission Statement

“At Western Capital Mortgage, we’re your mortgage partner—a forward-thinking, dynamic team delivering innovative mortgage solutions that empower both our clients and employees while creating lifelong connections.”


Get Started Today

Explore the latest mortgage trends and let us help you achieve homeownership. With unwavering commitment to excellence, Western Capital Mortgage provides competitive, personalized rates that lay the foundation for lifelong stability and success.

See what customers are saying about Western Capital Mortgage  5-star reviews here.



 

The Western Capital Mortgage Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net.

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Apply Now

Get started with our easy online application

CLICK HERE TO GET STARTED

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The Western Capital Mortgage Address

Contact Us:

Phone: (888) 657-0806

Address: 860 Kuhn Drive Suite 106
Chula Vista ,CA
91914

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed